By Beau Eckstein

May 8, 2024


In the realm of business financing, the search for the perfect loan product tailored to your needs can often feel like navigating a labyrinth. However, fear not, for today we unveil the secrets of high leverage financing for owner-occupied commercial properties, presenting an alternative to the traditional SBA route. Join us as we delve into the world of non-SBA financing options, offering game-changing solutions for businesses in need.

Introduction: Non-SBA Financing Unveiled

Welcome back to another insightful discussion on business financing! Today, we're excited to introduce you to a revolutionary financing option for owner-occupied commercial properties. Say goodbye to the limitations of SBA financing and embrace a new era of flexibility and opportunity.

The Game Changer: Occupancy Ratio Requirements

Are you facing the dilemma of not meeting the 51% occupancy threshold for SBA eligibility? Fret not, as our non-SBA financing solution comes to the rescue! With a requirement of only 40% occupancy, this option opens doors for businesses previously excluded from high leverage financing opportunities.

Unveiling the Advantages: High Leverage and Flexible Terms

One of the standout features of this non-SBA product is its ability to offer high leverage financing of up to 95% of total costs. Imagine the possibilities that come with such financial flexibility! But that's not all – enjoy the luxury of a 30-year amortization period and a 10-year fixed term, providing stability and predictability for your business endeavors.

Exploring Alternative State Guarantee Programs

For non-US citizens navigating the complexities of business financing, there's a beacon of hope in the form of state guarantee programs. Take California, for instance, where a program akin to SBA support is provided by the state itself. These programs serve as lifelines for businesses seeking financial support, irrespective of nationality or background.

Navigating the Financial Landscape: Expert Guidance at Your Fingertips

In a world inundated with financing options, navigating the terrain can be daunting. But fear not, for expert guidance is just a click away! Reach out to us for a discovery call, and let us unravel the mysteries of business financing for you. With our extensive network of banking relationships and alternative financing options, we're equipped to tailor a solution that fits your unique needs.

Conclusion: Empowering Business Ownership with Financial Freedom

As we draw the curtains on today's discussion, we leave you with a message of empowerment and financial freedom. Gone are the days of restrictive financing options – embrace the possibilities that come with non-SBA financing for owner-occupied commercial properties. Book your discovery call today and embark on a journey towards business ownership with confidence and assurance.

Remember, the key to success lies in seizing the opportunities that come your way. Don't let financing hurdles hold you back – unlock the doors to high leverage financing and watch your business thrive!

Thrive with Business Ownership Coach – Your Partner in Financial Success

Working with Beau Eckstein as your commercial mortgage advisor when trying to locate the best SBA financing can be beneficial because he has extensive experience and knowledge in the field. He can help navigate the complex process of obtaining SBA financing and assist in finding the best options for your specific situation.

Additionally, his established relationships with lenders can help increase the chances of getting approved for funding.

Overall, working with a knowledgeable and experienced advisor like Beau Eckstein can greatly increase the chances of successfully obtaining SBA financing.

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